October 28, 2024
Eastern Carolina Insurance ServicesPhishing Attacks Targeting Your Business? Get Cyber Insurance!
Phishing attacks are among the most prevalent and potentially harmful types of cyber threats. With the growing necessity of handling sensitive data online, the financial impact of even a single cyber incident can be severe. Fortunately, by understanding cyber insurance and retaining the right coverage, you can financially safeguard your business from phishing and limit […]
October 10, 2024
Eastern Carolina Insurance ServicesShould You Consider Flood Insurance if You’re Not in a Flood Zone?
Flooding is a common natural disaster in the United States, yet only 1 in 7 Americans have flood insurance. By paying a monthly premium for flood coverage, you’re not just purchasing peace of mind; you’re potentially saving yourself from substantial out-of-pocket expenses after a disaster strikes. Here’s why flood insurance is a smart investment, even […]
September 19, 2024
Eastern Carolina Insurance ServicesIs Renters Insurance Required?
As a renter, you may objectively have a lesser financial stake in your home than you would if you owned it outright. Still, your financial interests and personal assets likely have significant ties to your rented residence, necessitating certain precautions like getting renters insurance. Renters insurance can provide a robust and versatile financial shield against […]
July 17, 2024
Eastern Carolina Insurance ServicesCommon Problems With Auto Insurance Claims
Auto insurance can be a crucial investment for drivers, often providing financial protection after accidents, theft or damage. However, when it comes time to file a claim, policyholders frequently encounter various challenges. At , our dedicated team strives to shed light on some of these common issues and provide guidance on navigating them effectively. Issues […]
June 26, 2024
Eastern Carolina Insurance ServicesHurricane Season Preparation
Hurricanes can inflict devastating damage to your home and property, potentially leading to catastrophic financial consequences. These severe tropical storms are particularly prevalent during the annual Atlantic hurricane season, which runs from June 1 through Nov. 30. Given the time of year, those located in areas along the Atlantic coast, such as in , must […]
May 28, 2024
Eastern Carolina Insurance ServicesCybersecurity for Agriculture Businesses
The agriculture industry is the backbone of society, providing food for billions of people worldwide. As technology advances, it has become an integral part of modern farming practices, offering numerous benefits but also presenting new challenges. The Benefits and Challenges of Technology Technology has revolutionized agriculture, making it more efficient and sustainable. Precision farming, powered […]
March 26, 2024
Eastern Carolina Insurance ServicesDo I Need to Cover Independent Contractors for Workers’ Compensation Insurance?
In the modern economy, the line between traditional employment and independent contracting have often become increasingly blurred. With the rise of freelance work and remote opportunities, businesses may frequently engage independent contractors to fulfill specific tasks or projects. However, whether businesses should provide workers’ compensation insurance coverage to independent contractors remains a complicated subject. What […]
January 15, 2024
Eastern Carolina Insurance ServicesWhat Insurance Covers Farm Equipment Issues?
In the dynamic world of agriculture, where technology and machinery play a pivotal role in modern farming practices, protecting valuable assets like farm equipment becomes crucial. Unforeseen events such as accidents, theft or mechanical failures can disrupt the smooth operation of a farm, leading to financial setbacks. Insurance can provide a safety net for farmers. […]
October 24, 2023
Eastern Carolina Insurance ServicesWhat Kind of Insurance Covers Homes and Cars for Floods?
Floods are among the most frequent and damaging natural disasters, affecting thousands of Americans every year. These incidents can be caused by many common occurrences, including heavy rainfall, rapid snowmelt, overflowing bodies of water and infrastructural issues, such as damaged levees and dams. Given how floods can occur with little-to-no warning and the extensive damage […]
August 17, 2023
Eastern Carolina Insurance ServicesDoes Crop Insurance Cover Damage From Hurricanes?
Hurricanes are powerful natural disasters that can wreak havoc on farmlands, causing substantial crop damage and posing financial risks for farmers. Crop insurance is designed to help provide a much-needed financial safety net for agricultural producers. Contact Eastern Carolina Insurance Services today to get a crop insurance quote. Understanding Crop Insurance Crop insurance is a […]