Hurricane Season Preparation

Hurricanes can inflict devastating damage to your home and property, potentially leading to catastrophic financial consequences. These severe tropical storms are particularly prevalent during the annual Atlantic hurricane season, which runs from June 1 through Nov. 30. Given the time of year, those located in areas along the Atlantic coast, such as in North Carolina, must prioritize hurricane season preparation to minimize related losses. Eastern Carolina Insurance is proud to assist you in understanding and implementing appropriate steps to prepare for this difficult time of year.

5 Key Steps for Hurricane Season Preparation

While you may have little control over the weather, there are still things you can do to financially protect yourself, your family and your assets. Consider the following strategies to minimize the risk of suffering losses related to hurricanes and limit resulting financial ramifications:

1. Maintain emergency kits. Prepare emergency supplies in case hurricanes require you to abandon your home or cut you off from the outside world. Emergency supply kits should typically include drinking water, nonperishable food, flashlights, radios, cell phone chargers, extra batteries, medical supplies and important documents.
2. Monitor the forecast. Hurricanes can gain and lose strength or change direction quickly. Ensure you stay apprised of the weather outlook for your local area and adhere to any guidance or orders issued by local authorities.
3. Be prepared to evacuate. While leaving your home may be difficult, a hurricane could require you to do so to ensure your own safety. In addition to having supplies packed, identify multiple routes to reach shelters or other rendezvous points, and be certain all members of your household are aware of them.
4. Protect your home. Physically fortifying your property can play a key role in limiting damage and minimizing repair costs. Consider installing storm shutters or attaching plywood outside windows and doors. Additionally, bring any outside objects that could be blown around by strong winds, such as patio furniture and lawncare equipment, indoors.
5. Understand your insurance. In many cases, hurricane-related losses may not be covered by standard homeowners insurance policies, so you should explore additional coverage options, particularly for floods and strong winds. Without adequate insurance, any losses you suffer because of one of these storms may need to be paid out of pocket.

We’re Here to Help

When hurricanes begin to cloud the horizon, being prepared can make all the difference. Contact the team at Eastern Carolina Insurance today to learn more about your coverage options. We will work with you to provide robust financial security and peace of mind. Visit our website or call 252-568-3310 to get started today.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.